Affiliations

 
The Grace Financial Planning Company is a proud member of the following societies and adheres to their standards of professional excellence and integrity:
 
 
Commitment to Continued Education
 
Deborah is a CFP(R) certificant. When seeking the advice of a financial planner, the planner should be a CERTIFIED FINANCIAL PLANNER(tm) certificant. The Certified Financial Planner Board of Standards is a professional regulatory organization which promotes ethics, integrity and professional standards in personal financial planning. This gives the public an opportunity to have access to -- and benefit from -- competent, ethical financial planning. Individuals who meet rigorous certification requirements are certified by the CFP Board to use its certification trademark.  Deborah Winterhalter subscribes to and upholds their Code of Ethics and Professional Responsibility and pledges to put the interests of client first.
 
 
Commitment to Objectivity
            
Deborah Winterhalter is a member of the National Assocation of Personal Financial Advisors (www.napfa.org). As a NAPFA Registered Financial Advisor, Deborah practices Fee-Only financial planning which is client-centered, objective and ethical. As a Fee-Only advisory firm, recommendations are never motivated by any type of fee received by the vendors of financial products, including investment funds, insurance companies and estate attorneys. Fee-Only advisors provide consumers and institutions with comprehensive and objective financial advice on a "Fee-Only" basis, keeping only the best interests of the client in mind – with neither the advisor nor any related party receiving compensation contingent on the purchase or sale of a financial product. NAPFA is the largest professional association of comprehensive, Fee-only financial planners in the United States with over 1500 members and affiliates nationwide. NAPFA members  subscribe to a strict fiduciary oacth and are required to fulfill significant continuing education requirements.

Commitment to Helping People from All Walks of Life

Deborah Winterhalter is also a member of The Garrett Planning Network, Inc., the international premier network of professional, Fee-Only financial advisors dedicated to providing independent, objective financial planning and advice, to people from all walks of life, on an hourly as-needed basis. As staunch consumer advocates and Fee-Only client fiduciaries, members of The Garrett Planning Network continue to demonstrate their commitment to serving the public's best interests by making competent, Fee-Only financial advice accessible to all people. Many financial advisors accept clients only if they meet certain income and net worth requirements. Deborah and her fellow Garrett network members believe, however, that professional, objective financial advice is something all Americans need, at least periodically, to build the brightest financial futures. Holding to this philosophy, Deborah is proud to offer the same quality, professional advice to all clients, not just the affluent.

        
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